The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, including persons whose income in earned in aquaculture (fish and oyster farms) and those engaged in on-farm processing. Funds can be used to purchase a site or a leasehold interest in a site; to construct housing, day care facilities, or community rooms; to pay fees to purchase durable household furnishings; and to pay construction loan interest

The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1% interest. Grants may be arranged for recipients who are 62 years of age or older and can be used only to pay for repairs and improvements to remove health and safety hazards. Loan/grant combinations may be arranged for applicants who can repay part of the cost. Very low-income for this program is defined as below 50 percent of the area median income.

VA loan guaranties are made to service members, veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan.

This loan program is a small "companion benefit" to VA's Specially-Adapted Housing (SAH) Grant program. It's rarely used, but it's available if a an SAH-eligible veteran or service member should need it. The goal of the SAH program-as a whole-is to provide a barrier-free living environment which affords the veteran or service member a level of independent living he or she might not otherwise enjoy. The SAH grant itself can be used to build a specially-adapted home, buy a home that's already adapted, or adapt an existing home; however, it's currently limited to a maximum of $50,000. Depending on the scope of the SAH project, veterans or service members may need supplemental financing to pay for the difference between the total cost of the house and maximum grant amount. This article is ONLY about the direct loan program available in conjunction with the SAH grant for veterans or service members who can't get a VA-backed or conventional loan with a commercial lender. Disabled veterans who receive VA's specially-adapted housing grant may obtain either a standard VA-guaranteed or conventional loan from a commercial lender. If you were a grant recipient and you had difficulty getting a commercial VA-backed or conventional loan, VA might be able to provide a direct loan. The maximum loan is $33,000. It's possible that, if you need to use a VA or conventional loan, you can get supplemental financing from a commercial lender.