As far as I know, only your previous federal loan history affects your ability to get a student loan, they don't do a credit check, so the answer to your question is no

Likewise, I received tons of offers in the mail to consolidate my loans for a lower interest rate. Well, I only had ONE large loan. I was told, NO.

yes it is very much possible fill out your fafsa and it will ask you if you would be willing to take out loans if necessary and you say yes you can also pick a lender. fyi citibank is really good but check with your school they may want to pick the lender for you hope this helps

It depends what kind of stafford load, the unsubsidized (spelling) or the subsidized. The subsidized I believe is the one that you have to be in need to get that one the other it don't matter how much money you make you just have to start paying the intrest right then.

Most have an online bill payment system or an automatic debit system that they prefer. The money will automatically be converted

Don't know what kind of student loan you have but I know federal student loans approve you for the amount of living expenses (regardless of where) in addition to your tuition. I would think you would be able to get a private loan to cover this too, as it is a part of your school expenses.

The way I believe it works is whether the diploma is classed as further education or higher education. I did a BTEC National Diploma in Foundation Studies (art and design) and this was further education. Only higher education students qualify for a loan.

Eligibility for Federal Stafford loans are not based on your credit so yes, it is possible to get a student loan even with "frightening" credit. The exception to that is if you have previously defaulted or are significantly past due on a previous student loan. Even in this case, there are options to clear this up pretty quickly, so you may continue your schooling. Finally, most private student loans are credit-based so for those, you will at the very least need a co-signer.

Not sure about grants but federal loans can be used for anything you want although they are only meant for tuition, living expenses and supplies. Just accept more money than you need for school and your school will issue a check for the refund amount. You can then use this anyway you want; the lender does not verify if you are using it for school expenses.

If you have not reached your aggregate loan limit ($23,000 for a dependant undergraduate) and if the school considers that you are still make satisfactory academic progress, then you should be able to take our federal loans for your final year. If your GPA is adequate and you haven't had to retake any other year, your chances are pretty good. Talk to your aid office.