The IEFC (International Education Financing Corporation offers loans in varying increments with and without a cosignee.

In general terms, it is not more than 25% of disposable income.

A federal loan does not require a co-signer and the minimum age is 16.

BECAUSE THEY ARE NOT TITLE IV FEDERAL DEBT - THEY FALL UNDER TITLE XV. SOME STATES WILL INTERCEPT STATE TAXES FOR PERKINS LOANS- BUT FEDERAL TAXES CANNOT BE SIEZED. THEY ARE THE SAME IN THAT THERE IS NO STATUTE OF LIMITATIONS.

No, they cannot take your car for college loan payments.

It is unlikely that it will show up on your CR unless the person has contiunally late payments or defaults on the loan

It would be a waste of time and money. The higher education ammendment act made student loans non dischargable in Banruptcy Court. You would have to prove a major financial hardship to have it considered. It's next to impossible.

Here's a website that may help you

Apply for US Banks No Fee Loan. The interest rate is considerably low and many of the fees that other loans include, like the origination fee, are not included with this loan

If you are at your maximum limit for student loans, you can pay some of it back in order to regain eligibility.